Your car plays an important role in getting cheap car insurance in the UK. Read on to understand more about car insurance groups and cheap cars to insure
There are a number of ways to reduce the cost of your car insurance, and the choice of a car in the group right car insurance it is high on the list. Read our guide on how to get the cheapest car insurance to learn about other ways to get the best car insurance quotes.
What factors are considered?
When the panel decides on how to allocate the car to different car insurance groups to consider the following:
The cost of vehicle repairs represents a large portion of the money paid in car insurance claims. Logically then, the cost to repair the vehicle is considered before being assigned to a group of car insurance.
The time it would take to repair the car is also considered as this would lead to higher repair costs.
The cost of parts
Also considered is the cost of 23 parts common cars.
The lower the cost of parts, the lower the car insurance group will be. To get the best car insurance quotes the cost of the parts will have to be relatively low.
The value of the car
The new car’s value is used as an indicator of how much the car will cost the insurance company to repair or replace.
The statistics clearly show that high performance cars that can reach high speeds are more likely to make insurance claims. Consider acceleration and top speed of a car if cochebarato insurance is a priority. Read our guide to ensure high performance cars for more information.
The cheapest cars to insure often be those who have built in safety features by the manufacturer as alarms, high security locks, or immobilizers that prevent hot wired the car.
The safety assessment of a car is denoted by letters ranging from E, A, P, D to category U. The E means ‘beyond’ and U is “unacceptable”. Car insurance groups lower and cheaper car will likely have an E or a safety assessment.